Understanding SGS Bonds: For Individuals

Get more information about Saving Bonds, risks, and returns and interest, before buying.

Product Overview

The price of SGS bonds may rise or fall before maturity. If you want the flexibility of getting your full investment back in any given month, consider Singapore Saving Bonds instead.

Who Can Buy
Individuals, including foreigners, aged 18 years and above can buy SGS Bonds
Issuer
Government of Singapore
Sovereign Credit Rating
AAA
Method of Sale
Uniform price auction; Competitive or non-competitive bids. Syndication.
Frequency of Issuance
Monthly, according to the issuance calendar 
Minimum Investment Amount
S$1,000, and in multiples of S$1,000
Maximum Investment Amount
None; up to allotment limit for auctions
Buying Using SRS and CPF Funds?
Yes
Type of Interest Rate Payment
Fixed coupon
How Often Interest Is Paid
Every 6 months, starting from the month of issue
Secondary Market Trading
DBS, OCBC or UOB main branches; on SGX through brokers
Transferable
Yes
Maturity and Redemption
No early redemption. Investors receive the face (par) value at maturity (i.e. price of S$100)

Compare with other SGS products for individuals